Terms of Service

Last Updated: 9/12/2025

1. Acceptance of Terms

By using MortgageLeadPro's website and services, you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our services.

2. Service Description

MortgageLeadPro provides:

  • Mortgage pre-approval application processing
  • Connection services with licensed mortgage lenders
  • Mortgage calculators and educational tools
  • Information about home buyer assistance programs

⚠️ Important Financial Disclaimer

MortgageLeadPro is NOT a lender. We are a lead generation service that connects potential borrowers with licensed mortgage lenders and brokers. We do not make lending decisions, set interest rates, or guarantee loan approval.

3. Eligibility and Accuracy

To use our services, you must:

  • Be at least 18 years old
  • Provide accurate and complete information
  • Have legal capacity to enter into financial agreements
  • Not be prohibited from receiving financial services

4. No Guarantee of Approval

We do not guarantee loan approval or specific terms. All lending decisions are made by individual lenders based on their own criteria. Interest rates, terms, and conditions vary by lender.

5. Information Sharing

By submitting your application, you authorize us to share your information with our network of licensed mortgage lenders and related service providers for the purpose of processing your mortgage application.

6. Fees and Compensation

Our services are free to consumers. We may receive compensation from lenders and other partners when you complete a transaction. This does not affect the terms or rates offered to you.

7. Privacy and Data Security

Your privacy is important to us. Please review our Privacy Policy to understand how we collect, use, and protect your personal information.

8. Prohibited Uses

You agree not to:

  • Provide false or misleading information
  • Use our services for illegal purposes
  • Attempt to circumvent security measures
  • Submit multiple applications with different information
  • Use automated tools to access our services

9. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, MORTGAGELEADPRO SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, OR CONSEQUENTIAL DAMAGES ARISING FROM YOUR USE OF OUR SERVICES.

10. Equal Housing Opportunity

Equal Housing Opportunity: We are committed to fair lending practices. All lenders in our network comply with federal fair housing laws and equal credit opportunity regulations.

11. Governing Law

These terms are governed by the laws of the United States and the state in which our business is registered, without regard to conflict of law provisions.

12. Changes to Terms

We reserve the right to modify these terms at any time. Continued use of our services after changes constitutes acceptance of the new terms.

13. Contact Information

For questions about these terms, please contact us through our website contact form.

California Residents: You may have additional rights under California law. Please review our Privacy Policy for information about California privacy rights.