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Florida First-Time Home Buyer Grants
Discover down payment assistance and grant programs available in all 67 Florida counties
67
Counties Covered
200+
Grant Programs
Up to $60K
Maximum Assistance
Statewide Programs
These programs are available across all of Florida
Florida Hometown Heroes Program
For frontline workers, educators, healthcare, military, and first responders
$35,000
Requirements:
- •Must be a qualifying hometown hero
- •First-time buyer or haven't owned in 3 years
- •Meet income and purchase price limits
Florida Assist Second Mortgage
0% interest second mortgage for down payment and closing costs
$10,000
Requirements:
- •Used with FL First mortgage
- •First-time buyer requirements
- •Income limits apply
Florida Housing Finance Corporation Programs
Multiple first-time buyer programs with competitive rates
Requirements:
- •Credit score 640+
- •Complete homebuyer education
- •Income and purchase price limits
USDA Rural Development Loans
100% financing in eligible rural areas
Requirements:
- •Property in USDA-eligible area
- •Income within USDA limits
- •Primary residence only
VA Loans
For eligible veterans and service members
No down payment required
Requirements:
- •Military service requirements
- •Certificate of Eligibility
- •Primary residence