Free Mortgage Calculators

Use our comprehensive suite of mortgage calculators to make informed decisions about your home financing

Mortgage Payment Calculator

Calculate your monthly mortgage payment including principal, interest, taxes, and insurance (PITI)

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Home Affordability Calculator

Find out how much home you can afford based on your income and debts

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Refinance Savings Calculator

See how much you could save by refinancing your mortgage

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Rent vs Buy Calculator

Compare the costs of renting versus buying a home

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Closing Costs Estimator

Estimate your closing costs when purchasing or refinancing

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Down Payment Calculator

Calculate down payment requirements and their impact on your loan

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Debt-to-Income Ratio Calculator

Calculate your DTI ratio to assess loan qualification

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Amortization Schedule Generator

See your complete loan payment schedule with principal and interest breakdown

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PMI Calculator

Calculate private mortgage insurance costs and removal date

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Loan-to-Value Calculator

Calculate your LTV ratio for purchase or refinance

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15 vs 30 Year Mortgage

Compare total costs between 15-year and 30-year mortgages

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Cash-Out Refinance Calculator

Calculate the costs and benefits of a cash-out refinance

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Extra Payment Savings

See how extra payments can save you money and time

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Home Equity Calculator

Calculate your current home equity and available equity for loans

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Property Tax Estimator

Estimate annual and monthly property tax based on home value

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Ready to Get Pre-Approved?

Take the next step towards homeownership with our simple application process